Dog insurance: essential information

by Darren Jamieson on May 6, 2011

If you have a dog, the last thing you want is for him or her to become injured or unwell. However, the worst thing you can do sometimes is to ignore the possibility, as you may be put into a situation where you cannot afford the vet bills.

Dog insuranceDog insurance can be as confusing as any other type of insurance, and there are many things that can increase your payments or mean you are not covered – and it is essential you know what these are to avoid heartbreak in the future.

Dog insurance is very much like health insurance for humans. Sometimes certain problems are not covered, and sometimes insurers may be less willing to insure a dog if he/she has pre-existing health problems. If your dog is older than 9, you may struggle to get an insurance policy, and if you do it will cost you a lot more.

Where you live can also have an effect on the cost of dog insurance. If you live near a busy road, you will pay more than if you live in the middle of the country. In fact, even the breed of your dog can affect your payments, because certain breeds are more prone to health complications than others.

Insuring your dog as a puppy is recommended (so long as he/she is over 8 weeks old), although it is important to note that very often the dog insurance here will not cover the vet bills associated with inoculations or other procedures deemed “unessential”.

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